Recent Google Trends data shows that online searches for "down payment" have reached an all-time high. It’s clear that potential homeowners are doing their homework, but there is still a massive amount of misinformation floating around the web.
Moving from "maybe" to "moving day" is tough when the headlines feel like they're shouting at you. If you’ve been scrolling through real estate news lately, you’ve likely seen a lot of "doom and gloom" regarding the housing market.
Be honest: have you started "window shopping" for homes online yet? It starts innocently enough—a Zillow alert here, a Redfin scroll there—but if homeownership is even a "someday" plan for you, there is one step you’re probably skipping.
For the past few years, "affordability" has been the giant "STOP" sign in the middle of the road for most homebuyers. You probably did the math, looked at the monthly payment, and decided to sit this one out until things "got better."